Privacy Policy

Introduction

At Nytubuo, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, process, and store your information when you use our personal financial consultation services.

We adhere to the highest standards of data protection and comply with applicable privacy laws, including the General Data Protection Regulation (GDPR).

Information We Collect

To provide you with our financial consultation services, we may collect the following types of information:

Personal Identification Information: Name, email address, phone number, and other contact details you provide when registering for our services.
Financial Information: Income details, expenses, assets, liabilities, investment portfolios, and other financial data necessary for providing personalized financial advice.
Account Information: Login credentials, account preferences, and settings.
Usage Data: Information about how you interact with our website, including pages visited, features used, and time spent on the platform.
Device Information: IP address, browser type, device type, operating system, and other technical information about the devices you use to access our services.

How We Use Your Information

We use the collected information for the following purposes:

To provide personalized financial consultation services and recommendations based on your financial situation and goals.
To create and maintain your account, including authenticating your identity and processing your requests.
To improve and optimize our services, website functionality, and user experience.
To communicate with you about your account, services, updates, and respond to your inquiries.
To send you relevant notifications, alerts, and reminders related to your financial planning.
To comply with legal obligations and protect our rights, privacy, safety, and property.

Legal Basis for Processing

We process your personal data on the following legal grounds:

Contractual Necessity: Processing is necessary for the performance of our contract with you to provide financial consultation services.
Legitimate Interests: Processing is necessary for our legitimate interests, such as improving our services and ensuring the security of our platform.
Consent: Where required by law, we process your data based on your explicit consent, which you can withdraw at any time.
Legal Obligation: Processing is necessary to comply with our legal obligations under applicable laws and regulations.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include:

The duration of our ongoing relationship with you and provision of services.
Legal obligations that require us to retain data for specific periods.
Statute of limitations under applicable laws.
Potential disputes or legal claims involving your data.

When personal data is no longer necessary for these purposes, we securely delete or anonymize it.

Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. Our security measures include:

Encryption of sensitive data both in transit and at rest.
Regular security assessments and vulnerability testing.
Access controls and authentication mechanisms.
Employee training on data protection and security practices.
Incident response procedures to address potential data breaches.

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

Your Rights

Under applicable data protection laws, including the GDPR, you have certain rights regarding your personal data:

Right to Access: You can request information about the personal data we hold about you and how it is being processed.
Right to Rectification: You can request correction of inaccurate or incomplete personal data.
Right to Erasure: You can request deletion of your personal data under certain circumstances.
Right to Restrict Processing: You can request restriction of processing your personal data under certain conditions.
Right to Data Portability: You can request to receive your personal data in a structured, commonly used, and machine-readable format.
Right to Object: You can object to the processing of your personal data under certain circumstances.
Right to Withdraw Consent: Where processing is based on consent, you can withdraw your consent at any time.

To exercise these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within the timeframe required by applicable law.

Cookies and Similar Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and improve our services. Cookies are small text files stored on your device that help us recognize you and remember your preferences.

You can control cookies through your browser settings and can delete or block cookies. However, disabling certain cookies may limit your ability to use some features of our website.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable laws. We will notify you of any material changes by posting the updated Privacy Policy on our website with a new effective date. We encourage you to review this Privacy Policy periodically for any changes.